President, Harpoon Capital | Author of The Book on DSCR Loans
Robin Simon is the President of Harpoon Capital, a published author, active investor, licensed CPA (Texas License #101559), and licensed Mortgage Originator (NMLS #2718614 across Texas and Rhode Island). He specializes in Debt Service Coverage Ratio (DSCR) financing, with a particular emphasis on short-term rental loans, standing as an industry pioneer in both space and strategy, having directly overseen the origination of over 2,500 DSCR loans surpassing $750M in total volume.
Recognized as a leading authority on rental property financing, Robin is the author of The Book on DSCR Loans: A Complete Guide For Real Estate Investors and Mortgage Professionals. As a prolific contributor on BiggerPockets with over 5,000 community contributions, his insights on interest rate pricing, loan structuring, short-term rental underwriting, tax strategies, and the BRRRR method have guided thousands of investors through complex capital markets.
Robin operates on both sides of the closing table. Beyond pricing, underwriting, and closing capital for residential and commercial real estate transactions, he actively manages his own investment portfolio of short- and medium-term rentals. This dual perspective enables him to demystify complex lender requirements and deliver transparent, actionable strategies tailored to long-term wealth creation.
An alumnus of Vanderbilt University and the McCombs School of Business at The University of Texas at Austin, Robin combines elite corporate finance and accounting training with real-world lending experience to bring rigorous analytical precision to real estate debt structures. He is also an active leader in the Texas community, having served on the Leadership Development Council of the Real Estate Council of Austin (RECA), as President of the Homeowners Association for the St. Cecilia Residences, and on the Advisory Board of Pershing East, a private social club dedicated to preserving Austin's unique character and culture.
Based in Austin, Texas, Robin can often be found running the local trails or immersing himself in the city’s health, fitness, culinary, and live music scene when he isn't structuring complex DSCR loans. Connect with Robin directly on LinkedIn, Instagram, or X.