Demystifying Residential Real Estate Finance

Harpoon Capital offers straightforward educational content on residential mortgages — with an emphasis on what matters most in the real world. Whether you're comparing financing options or just trying to understand how it all works, we help make the process clearer.

Who We Are

Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estate investing.

Latest Insights

2027 Top 6 Markets for Real Estate Investors in Ohio: Columbus, Cincinnati, Canton, Dayton, Cleveland and Hocking Hills2027 Top 6 Markets for Real Estate Investors in Ohio: Columbus, Cincinnati, Canton, Dayton, Cleveland and Hocking Hills

Top 6 Ohio Markets for Real Estate Investors in 2027

Best Ohio markets for real estate investors in 2027: Columbus, Cincinnati, Canton, Dayton, Cleveland and Hocking Hills, with prices, rents and STR data.

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2027 Top 6 Markets for Real Estate Investors in Massachusetts: Boston, Worcester, Springfield, Cambridge, Pittsfield and Cape Cod2027 Top 6 Markets for Real Estate Investors in Massachusetts: Boston, Worcester, Springfield, Cambridge, Pittsfield and Cape Cod

Top 6 Massachusetts Markets for Real Estate Investors in 2027

Best Massachusetts markets for real estate investors in 2027: Boston, Worcester, Springfield, Cambridge, Pittsfield and Cape Cod, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Louisiana: Monroe, New Orleans, Baton Rouge, Shreveport, Hammond and Lake Charles2027 Top 6 Markets for Real Estate Investors in Louisiana: Monroe, New Orleans, Baton Rouge, Shreveport, Hammond and Lake Charles

Top 6 Louisiana Markets for Real Estate Investors in 2027

Best Louisiana markets for real estate investors in 2027: Monroe, New Orleans, Baton Rouge, Shreveport, Hammond and Lake Charles, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Kentucky: Louisville, Bowling Green, Lexington, Owensboro, Frankfort and Bardstown2027 Top 6 Markets for Real Estate Investors in Kentucky: Louisville, Bowling Green, Lexington, Owensboro, Frankfort and Bardstown

Top 6 Kentucky Markets for Real Estate Investors in 2027

Best Kentucky markets for real estate investors in 2027: Louisville, Bowling Green, Lexington, Owensboro, Frankfort and Bardstown, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Rhode Island: Providence, Pawtucket, Cranston, South Kingstown, Warwick and Block Island2027 Top 6 Markets for Real Estate Investors in Rhode Island: Providence, Pawtucket, Cranston, South Kingstown, Warwick and Block Island

Top 6 Rhode Island Markets for Real Estate Investors in 2027

Best Rhode Island markets for real estate investors in 2027: Providence, Pawtucket, Cranston, South Kingstown, Warwick and Block Island, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Maryland: Annapolis, Columbia, Hagerstown, Frederick, Salisbury and Ocean City2027 Top 6 Markets for Real Estate Investors in Maryland: Annapolis, Columbia, Hagerstown, Frederick, Salisbury and Ocean City

Top 6 Maryland Markets for Real Estate Investors in 2027

Best Maryland markets for real estate investors in 2027: Annapolis, Columbia, Hagerstown, Frederick, Salisbury and Ocean City, with prices, rents and STR data.

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2027 Top 6 Markets for Real Estate Investors in Indiana: Indianapolis, Fort Wayne, Bloomington, Michigan City, Terre Haute and South Bend2027 Top 6 Markets for Real Estate Investors in Indiana: Indianapolis, Fort Wayne, Bloomington, Michigan City, Terre Haute and South Bend

Top 6 Indiana Markets for Real Estate Investors in 2027

Best Indiana markets for real estate investors in 2027: Indianapolis, Fort Wayne, Bloomington, Michigan City, Terre Haute and South Bend, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Maine: Portland, Bangor, Augusta, Lewiston, Old Orchard Beach and Bar Harbor2027 Top 6 Markets for Real Estate Investors in Maine: Portland, Bangor, Augusta, Lewiston, Old Orchard Beach and Bar Harbor

Top 6 Maine Markets for Real Estate Investors in 2027

Best Maine markets for real estate investors in 2027: Portland, Bangor, Augusta, Lewiston, Old Orchard Beach and Bar Harbor, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Oklahoma: Tulsa, Oklahoma City, Norman, Lawton, Enid and Broken Bow2027 Top 6 Markets for Real Estate Investors in Oklahoma: Tulsa, Oklahoma City, Norman, Lawton, Enid and Broken Bow

Top 6 Oklahoma Markets for Real Estate Investors in 2027

Best Oklahoma markets for real estate investors in 2027: Tulsa, Oklahoma City, Norman, Lawton, Enid and Broken Bow, with prices, rents and STR data.

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2027 Top 6 Markets for Real Estate Investors in Arkansas: Pine Bluff, Springdale, Bentonville, Conway, Fayetteville and Hot Springs2027 Top 6 Markets for Real Estate Investors in Arkansas: Pine Bluff, Springdale, Bentonville, Conway, Fayetteville and Hot Springs

Top 6 Arkansas Markets for Real Estate Investors in 2027

Best Arkansas markets for real estate investors in 2027: Pine Bluff, Springdale, Bentonville, Conway, Fayetteville and Hot Springs, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Iowa: Iowa City, Des Moines, Sioux City, Davenport, Cedar Rapids and Ames2027 Top 6 Markets for Real Estate Investors in Iowa: Iowa City, Des Moines, Sioux City, Davenport, Cedar Rapids and Ames

Top 6 Iowa Markets for Real Estate Investors in 2027

Best Iowa markets for real estate investors in 2027: Iowa City, Des Moines, Sioux City, Davenport, Cedar Rapids and Ames, with prices, rents and STR data.

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2027 Top 6 Markets for Real Estate Investors in Washington: Spokane, Tacoma/Olympia, Seattle, Longview, Walla Walla and Mount Rainier2027 Top 6 Markets for Real Estate Investors in Washington: Spokane, Tacoma/Olympia, Seattle, Longview, Walla Walla and Mount Rainier

Top 6 Washington Markets for Real Estate Investors in 2027

Best Washington markets for real estate investors in 2027: Spokane, Tacoma/Olympia, Seattle, Longview, Walla Walla and Mount Rainier, with STR data.

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Top 6 North Carolina Markets for Real Estate Investors in 2027

Best North Carolina markets for real estate investors in 2027: Raleigh/Durham, Charlotte, Asheville, Outer Banks, Pinehurst and Oak Island, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Florida: Panama City Beach, Jacksonville, Tampa, Cocoa Beach, Kissimmee and the Florida Keys2027 Top 6 Markets for Real Estate Investors in Florida: Panama City Beach, Jacksonville, Tampa, Cocoa Beach, Kissimmee and the Florida Keys

Top 6 Florida Markets for Real Estate Investors in 2027

Best Florida markets for real estate investors in 2027: Panama City Beach, Jacksonville, Tampa, Cocoa Beach, Kissimmee and the Florida Keys.

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Top 6 Tennessee Markets for Real Estate Investors in 2027

Best Tennessee markets for real estate investors in 2027: Nashville, Clarksville, Chattanooga, Knoxville, Memphis and the Smoky Mountains, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Alabama: Huntsville, Tuscaloosa, Birmingham, Montgomery, Dothan and Gulf Shores2027 Top 6 Markets for Real Estate Investors in Alabama: Huntsville, Tuscaloosa, Birmingham, Montgomery, Dothan and Gulf Shores

Top 6 Alabama Markets for Real Estate Investors in 2027

Best Alabama markets for real estate investors in 2027: Huntsville, Tuscaloosa, Birmingham, Montgomery, Dothan and Gulf Shores, with prices, rents and STR data.

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Top 6 Missouri Markets for Real Estate Investors in 2027

Best Missouri markets for real estate investors in 2027: Kansas City, Springfield, Branson, Columbia, Cape Girardeau and Lake Ozark, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Pennsylvania: Pittsburgh, Lancaster, East Stroudsburg, Allentown, Philadelphia and the Poconos2027 Top 6 Markets for Real Estate Investors in Pennsylvania: Pittsburgh, Lancaster, East Stroudsburg, Allentown, Philadelphia and the Poconos

Top 6 Pennsylvania Markets for Real Estate Investors in 2027

Best Pennsylvania markets for real estate investors in 2027: Pittsburgh, Lancaster, East Stroudsburg, Allentown, Philadelphia and the Poconos, with STR data.

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Top 6 South Carolina Markets for Real Estate Investors in 2027

Best South Carolina markets for real estate investors in 2027: Greenville, Columbia, Charleston, Sumter, Myrtle Beach and Hilton Head Island, with STR data.

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2027 Top 6 Markets for Real Estate Investors in Texas: Abilene, Austin, Dallas-Fort Worth, Houston, Temple-Killeen and Galveston2027 Top 6 Markets for Real Estate Investors in Texas: Abilene, Austin, Dallas-Fort Worth, Houston, Temple-Killeen and Galveston

Top 6 Texas Markets for Real Estate Investors in 2027

Best Texas markets for real estate investors in 2027: Abilene, Austin, Dallas-Fort Worth, Houston, Temple-Killeen and Galveston, with STR data.

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Top 6 Virginia Markets for Real Estate Investors in 2027

Best Virginia markets for real estate investors in 2027: Richmond, Norfolk/Virginia Beach, Alexandria, Charlottesville, Roanoke and the Shenandoah Valley.

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Top 6 Markets in Georgia for Real Estate Investors in 2026

Best Georgia markets for real estate investors in 2026: Atlanta, Marietta, Savannah, Athens, Macon and Morganton, with prices, rents and STR data.

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Harpoon Capital Rolls Out Game-Changing DSCR Loan Program!

Scale your rental portfolio with Harpoon Capital's new DSCR Loans. No W-2s or tax returns required! Get rates from 6.500% and up to 85% LTV. Learn more.

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2026 Prepayment Penalty Updates for DSCR Loans

DSCR Loans are mortgage loans secured by residential real estate turnkey properties strictly used for a business purpose and underwritten primarily based on the property

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